The Loan Doctors Hawaii Team

With twenty years in lending, fifteen of them in residential mortgage, Thoai loves what she does. After graduating with an MBA in Finance and a BA in Business-Economics & Accounting from UC Santa Barbara, Thoai began her career in commercial lending.

Jade brings more than a decade of experience in the mortgage industry, beginning her career in 2015 as a mortgage processor and earning her MLO license in 2020. From 2020 to 2023, she served as a Processing Manager, building a strong understanding of the mortgage process and the importance of making every step as smooth as possible for her clients. Today, as a Loan Officer Partner, Jade combines her years of behind-the-scenes experience with a genuine passion for helping people achieve their homeownership goals. She believes in building relationships, being there for her clients, and making the home financing experience feel less overwhelming and more personal. Outside of work, Jade enjoys spending time with her family, traveling, hosting game nights, and dancing hula.

Joan brings over 8 years of mortgage operations experience and 10 years in retail banking, offering clients the knowledge, strategy, and guidance needed to navigate the home financing journey with confidence. Known for her make-it-happen mindset, Joan is committed to serving her clients with integrity, clarity, and personalized support every step of the way.

Fluent in English and Tagalog, Joan enjoys connecting with people from diverse communities and helping families understand their options so they can make informed decisions about homeownership.

Her passion for serving others is at the heart of everything she does. Joan finds great fulfillment in helping first-time homebuyers, military families, investors, and real estate partners turn the dream of homeownership into reality.

As a proud Marine mom and Air Guard wife, Joan holds a special appreciation for those who serve our country. Her personal connection to the military community has deepened her commitment to helping service members and their families build stability and opportunity through homeownership.

For Joan, it's not just about loans, it's about serving people and helping make home happen.